Chris Linkas a successful financial investor and head of credit at a 20-person financial investment firm named European Credit Group headquartered in London, England instructs the youth to invest in their human capital for future growth and gains that will span over a lifetime from the smart initial education investment. The initial educational investment that young adults can invest in to establish themselves after high school is in the human capital of developing skills that can be exchanged in the future for monetary income. Furthermore, Chris Linkas elaborates that the youth must invest time to obtain a degree or learn some lucrative skill set through on-the-job training or an advanced area of expertise that will generate countless returns on investment for any young person seeking to generate long-term financial stability for the future. Today, young adults have the opportunity to learn skill sets that can generate high future wages by taking advantage of the opportunity to advance their human skill sets or human capital from numerous resources available online through various institutions of higher learning, informational blogs and social media resources at their fingertips. There are various online trading platforms for the youth to invest their time in through all kind of educational resources online to provide education for advanced learning of skill sets that can be studied online that can generate higher rates in wages and a long-term return on intellectual investment. Investing in oneself is the first form of investment that a young person can invest in to generate rewards of long-term future sustainable income from opportunities that will be available in the future. In order for an individual to invest in financial instruments and countless other financial vehicles such as CDs and other savings accounts, one has to be able to generate an income to contribute to those avenues of investment. Chris Linkas instructs the youth to first invest in human capital, themselves, for the establishment of a future wage growth that can generate a lifetime of positive return.